Personal Credit Card Application

Preferred Rewards
$2,500 - $50,000 limit

Secured
$500 - $5,000 limit*

*Secured by a Montecito Bank & Trust Savings Account equal to the credit limit

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Start a new application.
Finish an application that I have already started.

Thank you for choosing Montecito Bank & Trust for your credit card needs. We are looking forward to receiving your application. Our review of your application will begin when you click the Submit Application button on the Submit App tab. If you are unable to complete your application in this session, we will provide you with an application confirmation code that can be used to access and complete your application for up to 30 days.

Please note that Montecito Bank & Trust credit cards are currently only available to clients with a Montecito Bank & Trust deposit account.

Welcome back! Please complete the information below to resume your saved application. If you do not have a confirmation code, you can request a new code by clicking the Request Application Confirmation Code link below. Our review of your application will begin when you click the Submit Application button on the Submit App tab.

Personal Credit Card Application

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